Which of these is NOT a part of a pure risk scenario?

In the context of risk management, a pure risk scenario is characterized exclusively by situations that involve only the potential for loss or negative outcomes. The defining feature of pure risk is that it does not include any opportunities for profit or gain. This is essential because it differentiates pure risk from speculative risks, where both profits and losses are possible.

The presence of a chance of loss is fundamental to pure risk, as pure risks focus on the unavoidable uncertainties surrounding negative consequences that can occur. Similarly, potential damage to property and health risks are both examples of pure risks because they involve scenarios where the only outcomes are possible losses or adverse effects.

The inclusion of the possibility of gain, however, distinctly aligns with speculative risk, where the opportunity for gain exists alongside potential losses. Therefore, since pure risk situations do not accommodate any possibility of profit or benefit, identifying this as NOT part of a pure risk scenario is entirely accurate. This understanding is crucial for effectively managing risks and making informed decisions within risk assessment and mitigation strategies.