Which of the following responsibilities is NOT typically assigned to an insurance agent?

An insurance agent is typically involved in various activities related to the marketing and sale of insurance products, as well as assisting clients with the application process and delivering policies once they are issued. Among these responsibilities, deciding underwriting criteria is generally not within the purview of an insurance agent.

Underwriting is a specialized function typically handled by underwriters within an insurance company. Underwriters assess risk and determine the eligibility of applicants for coverage based on various factors, including the applicant’s history, type of coverage requested, and market conditions. While an agent may gather information to submit for underwriting, the decision-making regarding whether to accept or reject an application, as well as the terms of coverage, resides with the underwriting department of the insurance company.

In contrast, marketing insurance products involves promoting and selling policies, delivering policies to clients is a customer service aspect of the agent's role, and completing applications for insurance requires agents to assist clients in filling out application forms accurately. Hence, the responsibility of deciding underwriting criteria stands out as one that is not typically assigned to an insurance agent.