What types of claims might a typical business liability insurance policy cover?

A typical business liability insurance policy is designed to provide protection against various risks that businesses face. A comprehensive policy typically covers bodily injury, property damage, and personal injury.

Bodily injury coverage is crucial as it addresses claims arising from physical injuries to individuals on the premises or as a result of business operations. Property damage coverage protects against claims for damage to someone else's property caused by the business’s activities. Personal injury coverage encompasses claims of defamation, slander, or invasion of privacy, which can also have significant financial implications for a business.

The holistic nature of these coverages makes option A the correct choice, as it reflects the comprehensive protection that businesses generally need to safeguard against common liability claims.