What type of insurance would likely cover legal defense costs?

Liability insurance is specifically designed to offer coverage for legal defense costs associated with claims made against an individual or a business for negligence or other legal issues. This type of insurance provides protection against the financial burden of defending against lawsuits or claims that could arise from various situations, such as accidents, injuries, or property damage caused to others.

For instance, if someone is sued for causing harm to another person or their property, liability insurance typically would cover both the legal fees and any potential settlements or judgments that might arise from the lawsuit. This is crucial for individuals or businesses that want to mitigate the financial risks associated with legal actions and ensure they have the necessary support to defend their interests.

Other types of insurance, such as health, auto, and homeowners insurance, may have limited aspects that pertain to legal costs under specific circumstances, but they do not fundamentally include coverage for general legal defense expenses related to claims against the insured party. Thus, liability insurance is the most suitable choice for covering legal defense costs comprehensively.